Short-term loans to fix urgent problems instantly
The aim of the short-term loans is to provide you with the opportunity to solve your financial problems quickly and avoid any negative consequences, which may take place in case you ignore the necessity to deal with the emergency.
Apply for the short-term loans via our loan matching service and forget about your problems for several weeks. Several minutes and you will get your short-term loan directly into your bank account. There is no faster problem solution ever existing than service we are ready to provide you with.
Nobody can control the appearance of emergency but we know how to deal with problems requiring immediate reaction. Entrust your budget to our money store and you will be able to save not only money but time as well.
Choose among two loan options: payday loans versus installment loans
Lenders we work with offer you two types of short-term loans: payday loans online and installment loans, which are also got via online application form. The main difference between these two loan options is in their repayment terms. You should repay your payday loan or cash advance as it is also called with one lump amount on your payday usually when an installment loan is paid back in installments during several weeks or months. Take this into account when choose the most appropriate loan type before you apply for extra money. Don’t forget that it doesn’t matter what type of a loan you are going to choose you will be charged some interest rate, which may vary from lender to lender. One of the advantages is that we don’t ask our customers to provide us with any kind of collateral as all our loans are unsecured and free from upfront fees.
Get your short-term loans without taking efforts
There is nothing easier than get extra money via the internet application form, which has a simple structure and requires filling out only basic personal information such as: your name, age, employment details, contacts, bank account information, passport ID, loan amount you want to get. After you have submitted the loan application and got your short-term loan confirmation the next step will be the negotiation of the repayment date, loan term and fees you will have to pay paying the loan back. As you can see the whole process takes place online at our website and consists of simple steps, which take you about five minutes and not longer. This is a record fast time compared to any traditional financial institution where you will have to wait for several hours or days till you are informed about your loan confirmation. Moreover, if you have a bad credit score, you will have the same chances to be approved as those who can boast with their excellent rating. Take almost no efforts and enjoy our simple application process of getting money for your urgent financial problems.
The fair price of your short-term loan
If you take the short-term loan, it means that you are going to be approved for the amount of money from $100 to $1000. You are recommended to borrow not more than you will be able to repay without harming your budget. Responsible lending is what we encourage our customers to stick to. We offer competitive loan fees. The average interest rate will vary from 15$ to $30 for every $100 you borrow. You should calculate the final amount of your short-term loan before you apply online to make sure that it won’t be a problem for you to make the loan repayment on time.
Remember that the short-term loan is intended to be used only for one or two weeks. Getting short-term loans is wise when your current problem can’t be solved in any other way. Only in this case short-term loans are reasonable as their cost is not very cheap but compared to the late fees or bank overdraft charges you may have this cost may be several times less. Some lenders may offer you to extend the payday loan and prolong the repayment term for four weeks. However, this option may be used only if there is no other way out.
Do your best to use your short-term loan within the short period of time to stay financially afloat and move on. Sure that all mentioned above refers only to one type of the short-term loans, which is called payday loan. The second loan type called installment loan has been designed so that you are able to pay it back for the longer period of time, which you will fix with your short-term loan direct lender.
Information your short-term loan includes
If you have never applied for the short-term loans online, you will be really surprised how easy to get our short-term loans by filling out an application and send it via our website. Our application form is found at the main page of our website and includes such information as:
- Your First and Last Name;
- Home address;
- Your Zip code;
- Amount you want to borrow ( choose from $100 to $5,000 or even $35,000);
- Bank account information ( it is necessary to deposit your short-term loan directly into your checking or savings account).
Besides the information mentioned above, you will need to share such information as your contacts (e-mail, cell number) to be contacted by us with the aim to inform you about the short-term loan decision. You should also provide us with your employment details.
Our application process is customer-friendly based only on your basic personal information, which is going to be used for the only one purpose- provide you with the necessary amount of money as quickly as possible. Get started now and you will be able to enjoy our short-term loans in several minutes after you have been confirmed.
Learn more about our requirements each short-term loan borrower must meet
Hesitate if you should apply for our short-term loans online as you aren’t sure you are able to meet our loan requirements? There is nothing to worry about as we have minimum of requirements in comparison with any other financial institution.
So, check out if you are our potential customer by checking out the main obligatory requirements listed here:
- You must be 18: only those who are at least 18 years old are able to get our short-term loans online. According to the legislation, all short-term lenders have this requirement.
- You must be a resident or a citizen of our country: The application form online contains the field about your Zip code and home address to fill out for us to know if you are able to meet this requirement.
- You must have a steady source of income: those customers who are employed may be asked to provide the direct lender with the guarantee of their ability to repay the loan by sending their pay cheque as the proof of having a regular monthly income. In general, preference is given to employed borrowers, however, there are lenders who are ready to give you a short-term loan if you have any other income source and able to provide the direct short-term lender with the evidence of having a stable source of money per month. You should understand that your financial information will influence the loan decision concerning the loan amount you would like to get. We encourage you to stick to the responsible borrowing and apply for the amount of short-term loan you will be able to pay back within the one or two weeks as extension options may have a negative impact on your budget.
- You must have a valid bank account: your application form online will also include the field to fill out about your bank details. It is preferable to have the bank account opened at least one month ago. Your banking information is required for your lender to be able to deposit you money directly into your bank account. This option will allow you save much time as you won’t need to go to the store to get your short-term loan.
- You must have a valid e-mail and cell number: Some people don’t like giving their personal contacts due to the fact that they worry about confidentiality. We promise that your contacts will be used only by your direct lender. You won’t be disturbed by any phone calls from other third-parties. You will be informed about your loan decision via the contacts you have provided us with.
As you can see, the list of requirements is not long at all. If you are able to meet these simple loan requirements you have no reasons to worry about your chances to be confirmed for the short-term loan online from one of our trustworthy direct lender.
Your personal information is 100% protected if entrusted to us
You shouldn’t hesitate if apply for our short-term loans online as one of our priorities is to protect your personal information, which you entrust to us while submitting a loan application via the Internet. However, there are no reasons to worry about any kind of errors as they can’t happen to our website due to the fact that we use the modern software protecting your personal information with the help of various trustworthy encryption technologies. Relax and feel free from any kind of worries as you are not going to take any risks when choose us as your loan matching company as we work with the direct lenders whose main aim is to provide you with the top-notch quality of the short-term loan service.
Save money using short-term loans online
Get the short-term loan if you are looking for an effective way of avoiding late fees and credit score damage. If you have faced bank overdraft charges, there is no better way to save money than apply for the short-term loan aimed at dealing with urgent necessity to make some payments or cover unplanned bills. You should understand that in general te overdraft fee is $35 per occurrence. Here you will be able to avoid any multiple charges and pay $15 -$30 for $100 borrowed.
Hurry up to get started now in order you are able to get the best short-term loan offer at competitive interest rates.